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Universal healthcare refers to a system where all citizens have access to health services, often funded by the government through taxes or mandatory insurance schemes.
Health insurance typically works by pooling funds from many individuals to pay for medical costs. Policyholders pay regular premiums, and the insurer covers a portion of their medical expenses, subject to deductibles, co-pays, and co-insurance.
Common challenges include unequal access to care, rising costs, shortages of healthcare professionals, the burden of non-communicable diseases, and preparing for future pandemics.
Preventive care involves measures taken to prevent diseases rather than cure them. This includes vaccinations, regular check-ups, screenings, and lifestyle counseling aimed at maintaining overall health and wellness.