IDBI Bank announced its financial results for the third quarter of the fiscal year 2026 (Q3 FY26), reporting a net profit of ₹1,935 crore. This represents a modest 1.4% increase compared to the ₹1,908 crore recorded in the same period last year (Q3 FY25). The results were published on January 17, 2026, covering the period ending December 31, 2025. Despite the rise in net profit, the bank's Net Interest Income (NII) experienced a notable decline, falling 24% year-on-year to ₹3,209.5 crore. This sharp drop highlights potential margin pressures within the current interest rate environment. On a positive note, IDBI Bank demonstrated an improvement in asset quality, with its Gross Non-Performing Assets (NPA) reducing to 2.57% as of December 31, 2025. The Net NPA also stood at a healthy 0.18%. The bank showcased robust business growth, with its total business expanding by 12% year-on-year to reach ₹5,46,643 crore. Total deposits increased by 9% to ₹3,07,858 crore, and net advances grew by 15% to ₹2,38,786 crore. While the headline uses the word "jumps" for the 1.4% profit increase, the numerical accuracy of the profit figure, its percentage increase, and the NII decline are consistently corroborated across multiple credible financial news sources, indicating the article is factually sound despite a slight choice of phrasing.