On January 12, 2026, banks across West Bengal remained closed to commemorate the birth anniversary of Swami Vivekananda, an influential Indian spiritual leader and philosopher. This closure was a regional bank holiday, as stipulated by the Reserve Bank of India (RBI) holiday calendar. While public and private sector banks in West Bengal, including major lenders like SBI, PNB, HDFC Bank, and ICICI Bank, ceased in-person operations, banks in all other Indian states functioned as normal. The article from Mint, along with corroborating reports from the Times of India, The Indian Express, India Today, News18, Angel One, Goodreturns, and ClearTax, confirms the regional nature of this bank holiday. The RBI's holiday framework includes national, regional, and festival-specific closures, with the January 12 observance being primarily significant in West Bengal. It is crucial for customers to note that despite the physical branch closures, essential digital banking services such as ATM cash withdrawals, UPI payments, online banking, and mobile banking remained fully operational across the country. Customers were advised to plan their branch-related activities accordingly to avoid inconvenience. The news highlighted the importance of checking location-specific holiday lists for accurate banking schedules.