UCO Bank Q3 Net Profit Jumps 15.8% to ₹739.5 Crore | Quick Digest

UCO Bank Q3 Net Profit Jumps 15.8% to ₹739.5 Crore | Quick Digest
UCO Bank, a Kolkata-based public sector lender, reported a 15.8% year-on-year increase in standalone net profit to ₹739.51 crore for the third quarter ended December 31, 2025. This growth was largely attributed to reduced provisions and improved asset quality.

UCO Bank's Q3 FY26 net profit rose to ₹739.51 crore.

Profit increased by 15.76% year-on-year in the December 2025 quarter.

Asset quality improved, with Gross NPA at 2.41% and Net NPA at 0.36%.

Provisions and contingencies saw a significant decline.

Total business grew by 13.25% to ₹5.54 lakh crore.

UCO Bank, a prominent public sector lender headquartered in Kolkata, announced its financial results for the third quarter of the fiscal year 2025-26 (Q3 FY26), which concluded on December 31, 2025. The bank reported a notable 15.76% year-on-year increase in its standalone net profit, reaching ₹739.51 crore, compared to ₹638.83 crore in the corresponding period of the previous fiscal year. This growth was driven by a substantial reduction in provisions and an overall improvement in asset quality. Various credible sources, including Mint, ET Now, PSU Connect, InvestyWise, and Outlook Business, corroborate these figures, with minor variations in rounding, confirming the net profit to be around ₹739.5 crore and the growth percentage at approximately 15.8%. The bank's operating profit also saw a rise of 5.96% to ₹1,680.24 crore. Total income for the quarter under review increased to ₹7,521.16 crore, up from ₹7,405.89 crore in the year-ago period. Significant improvements were observed in asset quality, with the Gross Non-Performing Assets (NPA) ratio declining to 2.41% as of December 31, 2025, from 2.91% a year prior. Similarly, the Net NPA ratio improved to 0.36% from 0.63%. Provisions and contingencies decreased by 10.9% to ₹525.12 crore. The bank's total business expanded by 13.25% year-on-year, reaching ₹5,53,680 crore. These positive results highlight UCO Bank's robust performance, making it significant news for stakeholders in the Indian financial sector.
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