The Indian government has officially announced that the interest rates for all Small Savings Schemes will remain unchanged for the fourth quarter of the financial year 2025-26, spanning from January 1, 2026, to March 31, 2026. This decision was formally communicated by the Ministry of Finance, Department of Economic Affairs, through a notification dated December 31, 2025. Subsequently, the Department of Posts issued its internal directive, SB Order 17/2025, on the same date to all Head of Circles/Regions, informing them about the continuity of the existing interest rates for implementation across Post Offices nationwide. This marks the seventh consecutive quarter where the interest rates on popular schemes such as the Public Provident Fund (PPF), Senior Citizen Savings Scheme (SCSS), Sukanya Samriddhi Yojana (SSY), National Savings Certificate (NSC), and Post Office Monthly Income Scheme (POMIS) have been kept steady. For instance, the Sukanya Samriddhi Yojana and Senior Citizen Savings Scheme will continue to offer 8.20% interest. The Public Provident Fund (PPF) retains its 7.10% interest rate, while the National Savings Certificate (NSC) offers 7.70%. The Kisan Vikas Patra (KVP) rate remains at 7.50%, maturing in 115 months. Other schemes like the Post Office Monthly Income Scheme (7.40%), Post Office Time Deposits (ranging from 6.9% to 7.5%), and Post Office Recurring Deposits (6.70%) also see no alterations. This stability is generally welcomed by conservative investors and households in India who rely on these government-backed instruments for secure savings and predictable returns.