Tata Capital Q3 FY26 Net Profit Up 39% to ₹1,285 Cr | Quick Digest
Tata Capital reported a significant 39% year-on-year increase in consolidated net profit, reaching ₹1,285 crore for the December quarter (Q3 FY26). The company's Net Interest Income also saw a healthy growth of 26% to ₹2,936 crore.
Tata Capital's net profit surged 39% YoY to ₹1,285 crore in Q3 FY26.
Net Interest Income (NII) for the quarter improved by 26% to ₹2,936 crore.
The financial results indicate sustained business momentum for the NBFC.
Assets Under Management (AUM) grew by 26% to ₹2,34,114 crore (excluding motor finance).
Gross and Net Non-Performing Assets remained stable at 1.6% and 0.6% respectively.
Tata Capital, the prominent non-banking financial company (NBFC) of the Tata Group, has reported robust financial performance for the third quarter of the fiscal year 2025-26 (Q3 FY26), which concluded on December 31, 2025. The company announced a consolidated net profit of ₹1,285 crore, marking a substantial 39% year-on-year increase from ₹922 crore in the corresponding period of the previous fiscal year.
This impressive profit growth was complemented by a strong improvement in Net Interest Income (NII), which rose by 26% year-on-year to ₹2,936 crore. The company's total assets under management (AUM), excluding motor finance, also witnessed a significant 26% growth, reaching ₹2,34,114 crore compared to ₹1,86,404 crore a year ago. The SME segment contributed the highest share to the AUM mix.
According to Mr. Rajiv Sabharwal, Managing Director & CEO of Tata Capital, the company experienced sustained business momentum with broad-based growth across various products. Asset quality remained robust, with Gross Non-Performing Assets (GNPA) and Net Non-Performing Assets (NNPA) holding steady at 1.6% and 0.6% respectively as of December 2025. Pre-provisioning operating profit also increased by 42% year-on-year to ₹2,311 crore. These positive results highlight Tata Capital's continued strong position and operational efficiency in the Indian financial services sector.
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