The Economic Times published a preview of ICICI Bank's Q3 FY2026 earnings, projecting a year-on-year Profit After Tax (PAT) growth of up to 7.5% and Net Interest Income (NII) likely to increase by 6–8%. The article, published on January 16, 2026, accurately serves as a pre-earnings analysis. ICICI Bank is slated to announce its official unaudited financial results for the quarter and nine months ending December 31, 2025, on Saturday, January 17, 2026. The bank has scheduled a media conference call for 4:00 PM IST and an earnings call with analysts and investors for 5:00 PM IST on the same day to discuss these results. Analysts are broadly expecting a steady performance, supported by healthy loan growth, particularly in the retail and SME segments. While the headline figures suggest growth up to 7.5% for PAT and 6-8% for NII, some brokerage estimates indicate a slightly narrower range, such as 1–7% for net profit and around 6.3% for NII. The market will closely monitor key metrics, including Net Interest Margin (NIM), overall asset quality, fee income, and provisioning trends. Commentary from the bank's management on unsecured loan exposure, credit card, digital lending portfolio, and an early outlook on the FY27 growth strategy will be critical. This preview helps set investor expectations ahead of the actual earnings release for one of India's leading private sector banks.