On January 14, 2026, bank branches in certain Indian states remained closed in observance of Makar Sankranti and Magh Bihu, as confirmed by the Reserve Bank of India's (RBI) holiday calendar. This state-specific holiday was applicable in Gujarat, Odisha, Assam, and Arunachal Pradesh. The article accurately reported these closures, aligning with official notifications and reports from other credible news outlets like The Economic Times, The Indian Express, and Hindustan Times. These holidays are categorized under the Negotiable Instruments Act, which grants states the authority to declare local bank holidays based on regional festivals and observances. Beyond January 14, other harvest festivals also led to bank closures. Lohri was observed on January 13, resulting in bank holidays in Punjab, Haryana, Himachal Pradesh, and Chandigarh. Subsequently, January 15 saw widespread bank closures in states like Karnataka, Tamil Nadu, Sikkim, Andhra Pradesh, and Telangana for festivals such as Pongal, Uttarayana Punyakala, and Maghe Sankranti. It's crucial for customers to note that while physical bank branches are closed on these designated holidays, digital banking services including UPI, net banking, mobile banking, and ATM withdrawals continue to operate without interruption. The Mint article, published on January 14, 2026, provided timely and accurate information regarding these regional bank holidays.