YES Bank has announced its provisional business updates for the third quarter of the fiscal year 2026 (Q3 FY26), ending December 31, 2025, demonstrating steady growth across key metrics. The bank's loans and advances witnessed a healthy year-on-year (YoY) increase of 5.2%, reaching ₹257,508 crore (approximately ₹2.57 lakh crore) as of December 31, 2025, compared to ₹244,834 crore in the corresponding quarter of the previous fiscal year. On a quarter-on-quarter (QoQ) basis, the lending portfolio expanded by 2.9% from ₹250,212 crore in Q2 FY26. Total deposits for the quarter stood at ₹292,484 crore (approximately ₹2.92 lakh crore), reflecting a 5.5% YoY increase from ₹277,224 crore in Q3 FY25. However, deposits experienced a marginal sequential decline of 1.3% from ₹296,276 crore in the preceding quarter. The Current Account Savings Account (CASA) portfolio showed robust annual growth of 8.5%, reaching ₹99,443 crore. The CASA ratio, including Certificates of Deposits, improved to 34.0% from 33.1% in Q3 FY25, indicating an enhanced low-cost funding base for the bank. Operational efficiency metrics also remained stable, with the credit-to-deposit ratio improving QoQ to 88.0% from 84.5%. The Liquidity Coverage Ratio (LCR) was reported at a comfortable 123.8% for the quarter. These provisional figures underscore YES Bank's sustained loan growth and a strengthening funding mix, which are positive indicators for its profitability and competitive positioning within the Indian banking sector. The bank's Board of Directors is scheduled to meet on January 17, 2026, to formally approve the unaudited financial results for Q3 FY26.