YES Bank has announced a robust financial performance for the third quarter of the fiscal year 2025-26 (Q3 FY26), reporting a substantial 55.42% year-on-year (YoY) jump in its standalone net profit, reaching ₹951.62 crore. This marks a significant improvement from the ₹612.27 crore reported in the corresponding quarter of the previous fiscal year. The bank's Net Interest Income (NII) also saw healthy growth, increasing by 10.8% YoY to ₹2,465 crore from ₹2,223 crore in Q3 FY25. Furthermore, Net Interest Margins (NIM) expanded to 2.6% in the December quarter, reflecting a 10 basis points sequential and 20 basis points YoY improvement, supported by a stronger CASA mix and easing cost of deposits. Asset quality for the private sector lender remained stable, with Gross Non-Performing Assets (GNPAs) edging down to 1.5% in Q3 FY26 from 1.6% in the September quarter. Net Non-Performing Assets (NNPAs) remained unchanged at 0.3% sequentially. Managing Director and CEO Prashant Kumar highlighted that this quarter represents a turning point for the bank, driven by accelerated profitability, sustained improvement in asset quality, increasing disbursement momentum, and continued strength in low-cost deposits. Total deposits grew by 5.5% YoY to ₹2.92 lakh crore, with retail and branch-led deposits rising 9% annually. Return on assets (RoA) improved to 0.9% in Q3 FY26, and notably touched 1% excluding the impact of gratuity, a key milestone since the bank's reconstruction. This strong performance is corroborated by multiple credible financial news outlets in India, including BW Businessworld, ET Now, and The Economic Times, confirming the key figures and positive trends.