India Bank Holidays: Jan 14 & 15 State-wise Closures for Festivals & Elections | Quick Digest

India Bank Holidays: Jan 14 & 15 State-wise Closures for Festivals & Elections | Quick Digest
Banks in several Indian states observed holidays on January 14 and 15, 2026, for regional festivals like Makar Sankranti, Pongal, and Magh Bihu, along with municipal elections in Maharashtra. While physical branches were closed in affected regions, digital banking services remained operational.

Banks closed in select states on January 14 for Makar Sankranti/Magh Bihu.

January 15 saw bank closures in several states for Pongal/Makara Sankranti.

Maharashtra banks also closed on January 15 due to municipal elections.

The Reserve Bank of India (RBI) issues state-specific bank holiday calendars annually.

Digital banking, ATMs, and UPI services remained fully functional during holidays.

Banks across various states in India observed holidays on January 14 and 15, 2026, as per the Reserve Bank of India (RBI) holiday calendar. On Wednesday, January 14, banks remained closed in states such as Gujarat, Odisha, Assam, and Arunachal Pradesh to commemorate the harvest festivals of Makar Sankranti and Magh Bihu. Following this, on Thursday, January 15, bank branches were shut in regions including Karnataka, Tamil Nadu, Sikkim, Andhra Pradesh, and Telangana, celebrating Uttarayana Punyakala, Pongal, Maghe Sankranti, and Makara Sankranti. Notably, banks in Maharashtra were also closed on January 15 due to scheduled municipal corporation elections. This state-specific holiday observance is a standard practice, with the RBI publishing an annual list that includes national holidays, regional festivals, and other designated non-working days. Despite the closure of physical bank branches in the affected areas, customers could still conduct their financial transactions seamlessly through alternative channels. Digital banking facilities, including internet banking, mobile applications, Unified Payments Interface (UPI), and Automated Teller Machines (ATMs), remained fully operational throughout these holidays, ensuring uninterrupted access to essential banking services. The original article from Hindustan Times accurately reflected these holiday details, having been published on January 13, 2026, ahead of the actual dates.
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