As a fact-checker, attempts were made to verify the news article titled 'Buy or sell: Sumeet Bagadia recommends three stocks to buy on Monday — 12 January 2026 - livemint.com' using real-time information from Google Search. However, despite comprehensive searches conducted on January 11, 2026, no article matching this exact title or referring to Sumeet Bagadia's stock recommendations specifically for January 12, 2026, could be found on livemint.com or other credible news sources. This implies that the article may not have been published yet, or the provided title may not correspond to an existing publication as of the current date. Livemint is a reputable financial news outlet that frequently publishes stock recommendations from experts like Sumeet Bagadia, as evidenced by articles found for January 6, 2026, featuring his recommendations alongside other analysts, and another article from January 12, 2025, detailing his picks for January 13, 2025. Given the absence of the specified article, its major claims and facts, including the recommended stocks and their 'buy or sell' status for January 12, 2026, cannot be verified. Consequently, the accuracy of the headline cannot be confirmed as a reflection of a currently published news story. Therefore, the information remains unverified due to the inability to locate the source material.